Passport
A reusable record of the company, financials, evidence and needs.
The business behind the Passport
A recurring relationship.
Built around a better business record.
Covaltiq brings business information, provider workflows and renewal opportunities into one permissioned relationship. This showcase makes the model tangible; customer demand and unit economics remain to be validated.
Prepare once. Create value repeatedly.
Capital
Structured, approved opportunities with explainable provider fit.
Protect & Renew
Contract visibility, renewal timing and comparable savings.
Corporate evidence · 9 September 2026
A developed proposition. A working showcase.
The Corporate Work Completed Evidence Dossier records an organised body of strategy, financial modelling, market research, partner propositions and brand work behind Covaltiq.
Documented foundation
Files recorded in the dossier52
Top-level workstreams19
Financial workbooks13
Presentations20
Source: Corporate Work Completed Evidence Dossier, 9 September 2026, pages 2, 6 and 10. These are the dossier’s inventory counts, not an independent review of every underlying file.
From preparation to proof
Corporate preparation: strategy, commercial design, investor materials, partner routes and resource plans are represented in the dossier.
Delivered separately: this synthetic showcase adds a working Passport journey, persistent records and tested provider permissions.
Next evidence: reconcile the financial models, validate demand, secure scoped pilots and complete legal, security and governance work. Document existence does not establish audited forecasts or signed partnerships.
The Commercial Financial Passport
The central reusable business record connects six stages:
Connect → Analyse → Optimise → Access → Monitor → Renew
The showcase demonstrates this journey using fictional records and explicit rules. Live data intake, AI intelligence and continuous monitoring remain integration work.
Commercial model · Illustrative assumptions
Make the economics inspectable.
Annual revenue scenario
£267,600
Subscription ARR£117,600
Transactional fees£150,000
Gross fee per completed case£1,500 assumed
Scenario only. Before partner shares, data costs, servicing, acquisition, churn, tax and collection delays. Transaction fees are excluded from ARR. No achieved revenue is represented.
Market and differentiation
A substantial market.
A specific proof to earn.
UK government 2025 estimates identify 5.68m SMEs. That is the broad business population, not Covaltiq’s obtainable customer base.
Swoop already combines funding and savings. Funding Options and Funding Xchange offer finance matching and embedded workflows. Covaltiq must demonstrate better evidence reuse, controlled sharing and recurring utility in a focused segment.
Read the official market sourceWhat the pilot needs to prove
Qualified SME participants25–50
Engaged provider participants10–20
Passport completion target≥70%
Substantive provider response target≥30%
Targets from the business plan. These are not achieved metrics. Measure support effort, time to first match, pricing feedback and repeat use.
Delivery and validation
Earn the next stage.
Showcase
Connected synthetic journeys, reusable evidence, provider responses and commercial reporting.
Design partners
Observe 3–5 SMEs and 3–5 providers using the experience. Refine the actual points of friction.
Controlled pilot
Contracted partners, reviewed permissions, selected integrations and real adoption evidence.
Recurring growth
Validate retention and unit economics before expanding product coverage and distribution.
See the business working.
Follow one company from Passport to provider, completion and renewal.